Do I Really Need To Get Pet Insurance?

The Importance of Pet Insurance

pet insurance advice - the friendly pet nurse - horsham west sussexIf your pet becomes ill or gets injured, vet bills can very quickly start to add up. Sadly, many owners find themselves in the position of not being able to afford to foot the bill for potentially lifesaving treatment for their beloved pet. Having the right insurance policy can help to support you and your pet should you end up needing to pay for an unexpected vet bill.

If you take out insurance whilst your pet is still at a young age, you may also be covered should they develop any long-term conditions or recurring illnesses. With a lifetime policy you are able to keep claiming for recurring issues throughout your pet’s life.

How to choose the right insurance policy

Not all pet insurance policies are the same, and sometimes it can be confusing deciding what will be best, so here are a few key things to take into consideration –

Will the policy cover ongoing conditions? Some policies will only cover you until your next renewal date, meaning you may not have ongoing cover should your pet contract a life-long condition. If you pet already has an ongoing illness, you should check whether or not this will be covered under any new policy you take out.

What treatments and illnesses are not covered by your policy? Some insurers do not cover certain areas, this could include dental treatment, behavioural issues, or hereditary illnesses. Be sure to check what is excluded from your plan before signing up.

What other areas are covered by your policy? Some policies include support for issues beyond simple health cover. This could include the cost of advertising should your pet be lost or stolen, or payments towards complementary therapies such as acupuncture or homeopathy.

If you need any advice about the health of your pet, then please feel free to get in touch with any questions you may have.